You can deposit cash to your Chime spending account at over 90,000 retail locations (like Walmart, Walgreens, and participating 7-Eleven locations). This guide covers the simplest ways to add cash, whether at partner retail locations or through supported third-party services.

Here’s how you can deposit cash into Chime from a variety of locations, such as chain grocers and stores like Walmart or Walgreens, in a way that lets you get the money into your bank faster. Whether you’re new to Chime or just need a quick refresher, this detailed walkthrough can help you steer clear of fees and manage your finances effectively. Start to plan on making cash deposits.

Ways to Add Cash to Your Chime Card

Deposit money at retail locations , including Walgreens, CVS, Walmart, and Dollar General. You visit the cashier, tell them you want to make a deposit to your Chime account, swipe or show your Chime Visa Debit Card, and hand over whatever amount of cash you want to deposit. The money is typically available in minutes.

The one exception is most retail locations, where a fee applies, but note that Walgreens and Duane Reade typically don’t charge fees. In this way, you can deposit up to $1,000 per transaction and $10,000 a month. Establish direct deposit with your employer or income sources. It’s a service that can be added to your account free of charge, and it may also enable you to get paid up to two days early.

Deposit from an external account using an ACH transfer. This is free, but it may take as long as five business days. Mobile check deposits: You can deposit checks with the Chime mobile check deposit feature by taking photos of them with your smartphone. With the Pay Anyone feature, you can receive money from other Chime members instantly.

Step-by-Step Guide for Depositing Cash in Chime

Visit a Chime Cash Deposit Partner Store

Visit a local retailer that is partnered with Chime, such as Walmart, CVS, Walgreens, or 7-Eleven. You can deposit cash to your Chime Spending Account at over 60,000 retail locations with Green Dot retailers throughout the United States.

Tell the Cashier You Want to Deposit Cash

Tell the cashier you would like to deposit cash into your Chime Spending Account. They will use your Chime debit card to process the transaction.

Give the Cashier Your Cash and Chime Card

Give the cash to the cashier and your Chime debit card. The cashier will swipe your card and enter the deposit amount. He or she will then safely conduct the transaction at the counter.

Collect and Keep Your Deposit Receipt

A printed receipt will be given to you once the transaction is processed. Hang on to it as proof of deposit until the money arrives in your Chime account balance.

Verify the Deposit in Your Chime App

To check your balance, go to the Chime app and log in. Deposits usually take minutes; findings are deposited within minutes. You can check the new amount and verify that your cash was loaded.

Where Can You Deposit Cash for Chime?

Cash can be deposited into your Chime account at any of the 75,000+ retail locations that provide cash deposits through the Green Dot network, typically big-name retailers like Walmart, CVS, Rite Aid, or Walgreens, and if you’re in major cities such as New York City, Duane Reade and 7-Eleven. To do this, you can open the Chime app, head to “Move Money,” choose “Deposit Cash,” and show the cashier your unique deposit barcode so they can scan it.

You can also swipe your Chime Visa Debit Card or Credit Builder Card at the register to add cash. Deposits made at Walgreens are usually free, but you may be charged a fee by other retailers. Deposited cash typically appears in minutes but can take up to 2 hours. Keep in mind, Chime cash deposits at ATMs are not accepted. ​

How to Deposit Cash Into Chime Using Walmart

Find and Visit a Walmart Store

You can use the Chime app to find a nearby Walmart by tapping “Move Money,” then “Deposit Cash,” and finally, “See locations near me.” Visit the nearest Walmart store. Tell the cashier that you want to deposit cash to your Chime account.

Scan your Chime Card or barcode here.

The unique deposit barcode is contained within the Chime app and can be accessed at any time by clicking Move Money from the app’s home screen, then choosing Deposit a Check. You can find the barcode by clicking “Deposit Cash” in the app. If you are paying with your card, check the magnetic stripe, as chip or manual entry is not supported.

Hand Over Cash for Deposit

Hand the specified amount of cash over to the cashier. The cashier will make the deposit, and you’ll receive a receipt. In most cases, the money will be available in your Chime Account in minutes to two hours! Note: You may be charged a fee for cash deposits by Walmart, and you’re allowed to deposit up to three times every 24 hours.

Alternative Ways to Add Money to Chime

Direct Deposit

You can establish direct deposit with your employer or payer to have funds deposited directly into your Chime account, which may be up to two days before the scheduled payment date. This offers a convenient way to contribute money, which may be free of charge.

Cash Deposits at Retail Locations

Chime has tens of thousands of retail locations across the country. Walgreens, CVS, Walmart, and 7-Eleven, to name a few, are places where you can deposit cash into your Chime account. A few stores charge a small fee, though Walgreens doesn’t charge a fee when you get cash. To achieve this, you simply take your Chime debit card and cash to the cashier for deposit.

Bank Transfers and Third-Party Apps

You can transfer money to Chime from an external bank account. This process usually takes between 1 and 5 business days. (It might be faster to use a peer-to-peer app, such as Cash App, Venmo, or PayPal, to send money to your Chime account.) There are instances where these transfers may take 1 to 3 (or more) business days, but they can be as little as a few hours.

Mobile Check Deposit

Chime also provides a mobile check deposit function on its app. You can deposit money by taking a picture of a check made out to you, with some funds typically available immediately.

FAQs

1. Can I deposit cash directly into my Chime account?

Yes, you can deposit cash into your Chime account at thousands of retail stores located around the United States using Chime’s cash deposit partners.

2. Where can I deposit cash for my Chime account?

You can add money to the card at retailers that participate in either the Green Dot or Allpoint+ networks: stores like Walmart, CVS, Walgreens, 7-Eleven, and Rite Aid (as well as some independent retailers) all partner with Green Dot.

3. How long does it take for a Chime cash deposit to show up?

The majority of cash deposits are available immediately or within 2 hours, depending on the store and network being used.

4. Is there a fee to deposit cash into Chime?

A few retail locations will charge up to $3–$5. Miss: Some Allpoint+ ATMs may provide lower-fee or no-fee choices.

5. What information do I need to deposit cash to Chime?

You usually need your Chime debit card. The cashier will swipe it and make the deposit.

6. What is the maximum cash deposit limit for Chime?

Chime accommodates up to $1,000 within 24 hours and $10,000 per month, according to retailer rules.

7. Can someone else deposit cash into my Chime account?

Yes, someone else can deposit cash if they have your Chime debit card with them when making the transaction.

8. Can I deposit cash into Chime at an ATM?

Chime Cash Deposit Limit Most ATMs don’t accept Chime cash deposits, except for a few Allpoint+ ATMs that allow you to load your card.